{"id":4779,"date":"2023-04-12T23:58:29","date_gmt":"2023-04-12T21:58:29","guid":{"rendered":"https:\/\/www.nexova.ch\/?p=4779"},"modified":"2026-05-07T16:50:34","modified_gmt":"2026-05-07T14:50:34","slug":"accounting-for-vouchers","status":"publish","type":"post","link":"https:\/\/www.nexova.ch\/en\/accounting\/accounting-for-vouchers\/","title":{"rendered":"Accounting for vouchers: how should Swiss companies handle VAT and bookkeeping?"},"content":{"rendered":"\n<section class=\"wp-block-qweb-blog-section blog-section\"><div class=\"blog-section-wrap\"><h1 class=\"blog-section-title\">Accounting for vouchers: how should Swiss companies handle VAT and bookkeeping?<\/h1>\n<figure class=\"wp-block-image size-large resp\"><picture><source srcset=\"https:\/\/www.nexova.ch\/wp-content\/uploads\/2024\/11\/shutterstock_1581294676-edited-1900x760.jpg\" media=\"(min-width: 981px)\"\/><source srcset=\"https:\/\/www.nexova.ch\/wp-content\/uploads\/2024\/11\/shutterstock_1581294676-edited-1-768x461.jpg\" media=\"(max-width: 980px)\"\/><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"\" class=\"lazyload wp-image-18900\"\/><\/picture><\/figure>\n\n\n\n<p>Vouchers can be used to reward customers or as giveaways for marketing purposes. It is important for companies who regularly use vouchers to understand their correct accounting and VAT treatment, as well as the legal validity and expiry of vouchers. <\/p>\n\n\n\n<p>This guide explains the distinction between value and service vouchers, their VAT treatment, limitation periods under Swiss law, and the financial impact of unredeemed vouchers.<\/p>\n<div class=\"cta-block\"><p class=\"blog-section-content\">Book a free initial consultation  with our experts.<\/p><a class=\"cta-button\" href=\"https:\/\/www.nexova.ch\/en\/book-a-call\/\">Book a call<\/a><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-qweb-blog-highlights blog-section highlights\"><div class=\"blog-section-wrap\"><div class=\"blog-highlights\"><h2 class=\"section-title\">Highlights<\/h2><ul class=\"higlight-lists\"><li class=\"higlight-list\"><span class=\"higlight-icon\"><\/span><span class=\"higlight-content\"><strong>Vouchers<\/strong> enhance <strong>seller liquidity<\/strong>, creating upfront revenue without product exchange<\/span><\/li><li class=\"higlight-list\"><span class=\"higlight-icon\"><\/span><span class=\"higlight-content\">The<strong> accounting and VAT treatment<\/strong> of a voucher depends on whether it is a <strong>value or service voucher<\/strong><\/span><\/li><li class=\"higlight-list\"><span class=\"higlight-icon\"><\/span><span class=\"higlight-content\"><strong>Unredeemed vouchers<\/strong> become &#8220;<strong>slumber money<\/strong>&#8220;, pure profit after expiry<\/span><\/li><li class=\"higlight-list\"><span class=\"higlight-icon\"><\/span><span class=\"higlight-content\">2021 court ruling means <strong>VAT on service vouchers<\/strong> is now <strong>due at sale<\/strong>, not redemption<\/span><\/li><li class=\"higlight-list\"><span class=\"higlight-icon\"><\/span><span class=\"higlight-content\">Voucher <strong>validity<\/strong> spans <strong>5 or 10 years<\/strong>, depending on the underlying claim (Art. 127\u2013128 CO)<\/span><\/li><\/ul><\/div><div class=\"blog-content-list\"><h2 class=\"section-title\">Content<\/h2><ul class=\"content-lists\"><li class=\"content-list\">Accounting for vouchers: how should Swiss companies handle VAT and bookkeeping?<\/li><li class=\"content-list\">Highlights &#038; content<\/li><li class=\"content-list\">Why are vouchers such powerful instruments for customer loyalty?<\/li><li class=\"content-list\">What is the distinction between value and service vouchers?<\/li><li class=\"content-list\">How does VAT apply to vouchers in Switzerland?<\/li><li class=\"content-list\">How should vouchers be recorded in accounting?<\/li><li class=\"content-list\">How long are vouchers valid in Switzerland?<\/li><li class=\"content-list\">Get expert help with voucher accounting from Nexova<\/li><li class=\"content-list\">FAQ<\/li><li class=\"content-list\">Trusted by over 150 companies<\/li><\/ul><div class=\"more-button\"><span class=\"qicon q-arrow-down\"><\/span><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-qweb-blog-section blog-section\"><div class=\"blog-section-wrap\"><h2 class=\"blog-section-title\">Why are vouchers such powerful instruments for customer loyalty?<\/h2>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1900\" height=\"950\" src=\"https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/04\/Lady-shopping-1900x950.jpg\" alt=\"\" class=\"wp-image-35474\" style=\"aspect-ratio:2.5\"\/><\/figure>\n\n\n\n<p>Vouchers are one of the most effective customer loyalty tools available to Swiss businesses. They generate immediate cash flow, reduce product returns, and encourage higher spending. Additionally, a portion of vouchers are never redeemed at all, creating pure profit for the issuer.<\/p>\n\n\n\n<p>Vouchers have become increasingly popular in recent years and represent a growing market. According to <a href=\"https:\/\/www.globenewswire.com\/news-release\/2025\/03\/11\/3040607\/28124\/en\/Switzerland-Gift-Card-and-Incentive-Card-Intelligence-Report-2025-Market-to-Grow-by-7-9-to-Reach-1-9-Billion-this-Year-Future-Growth-Dynamics-to-2029.html\" target=\"_blank\" rel=\"noopener\">Research and Markets<\/a>, the Swiss gift card and voucher market was valued at approximately USD 1.76 billion in 2024 and is forecast to reach USD 2.48 billion by 2029, growing at a CAGR of 6.9%. They are valuable tools for customer loyalty that offer businesses numerous advantages. But what makes vouchers special, and why have they become so popular?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Earlier liquidity through pre-financing<\/h3>\n\n\n\n<p>An important advantage of vouchers is that they enable earlier liquidity for the seller, as they are only redeemed later. Vouchers that are sold generate immediate revenue without needing to provide anything in return at that point.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fewer exchanges<\/h3>\n\n\n\n<p>Many vouchers are bought as gifts, as they make it easier to avoid giving the &#8216;wrong&#8217; thing and are easier and simpler for the gifter. This effect is advantageous for retailers: due to the free choice for the recipient of the voucher, there are fewer product exchanges, which saves the retailer time and costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Increased willingness to buy<\/h3>\n\n\n\n<p>Vouchers also have a purely psychological effect: the voucher recipient becomes increasingly willing to spend more since they feel they do not have to pay for the product themself. In many cases, they may even spend more than the value of the voucher, as the additional difference feels like little compared with the total cost.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">&#8220;Slumber money&#8221; potential<\/h3>\n\n\n\n<p>There will always be a proportion of vouchers that are never redeemed, the effects of which should not be underestimated. This &#8220;dormant money&#8221; is highly profitable for businesses and should also be accounted for. According to<a href=\"https:\/\/thehustle.co\/what-happens-to-unused-gift-cards\" target=\"_blank\" rel=\"noopener\"> US industry data<\/a>, between 10% and 19% of gift card balances remain unredeemed at any given time, and roughly 6% are never used at all. The situation is likely similar in Switzerland.<\/p>\n\n\n\n<p>This must be taken into account in the bookkeeping, as according to the Code of Obligations, the amount of unredeemed vouchers may only be booked as income after the expiry of the limitation period. <em>Until then, unredeemed vouchers must be carried as liabilities on the <\/em><a href=\"https:\/\/www.nexova.ch\/en\/accounting\/assets-liabilities\/\"><em>balance sheet<\/em><\/a><em>.<\/em><\/p>\n<div class=\"cta-block\"><p class=\"blog-section-content\">Book a free initial consultation  with our experts.<\/p><a class=\"cta-button\" href=\"https:\/\/www.nexova.ch\/en\/book-a-call\/\">Book a call<\/a><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-qweb-blog-section blog-section\"><div class=\"blog-section-wrap\"><h2 class=\"blog-section-title\">What is the distinction between value and service vouchers?<\/h2>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1900\" height=\"950\" src=\"https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/04\/Tool-bag-shopping-bag.png-1-1900x950.jpg\" alt=\"\" class=\"wp-image-35481\" style=\"aspect-ratio:2.5\"\/><\/figure>\n\n\n\n<p>Swiss VAT law distinguishes between value vouchers (redeemable for unspecified goods or services) and service vouchers (tied to a specific, pre-defined service). This distinction, established by a <a href=\"https:\/\/entscheidsuche.ch\/docs\/CH_BVGer\/CH_BVGE_001_A-2587-2020_2021-08-10.pdf\" target=\"_blank\" rel=\"noopener\">Federal Administrative Court ruling in August 2021<\/a> (case A-2587\/2020), determines when VAT becomes due.<\/p>\n\n\n\n<p>Until August 2021, sales of vouchers had no VAT implications. Vouchers were considered an exchange of means of payment, and no exchange of services was seen to be involved.<\/p>\n\n\n\n<p>However, since August 2021, the Federal Administrative Court has revised the case law on the treatment of vouchers (judgment of 10 August 2021, A-2587\/2020) and introduced a differentiated treatment between vouchers of value and vouchers for services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Vouchers of value: unchanged VAT treatment<\/h3>\n\n\n\n<p>Vouchers of value give the holder the right to receive goods or services from the supplier for a certain value. The VAT treatment of value vouchers remains unchanged: no VAT is due at the time of sale and the tax liability only arises when the voucher is redeemed. Value vouchers do not bear any reference to VAT and if a value voucher is not redeemed, the business can account for the amount without incurring VAT.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Service vouchers: new rules<\/h3>\n\n\n\n<p>Service vouchers are those where the service is already defined at the time of sale. Service vouchers are considered an advance payment for a specific service; therefore, VAT accrues at the time of purchase.<\/p>\n\n\n\n<p>The VAT must be shown on receipts for service vouchers. If a service voucher is not redeemed, the business can account for the money, but the VAT already accounted for must be reclaimed from the tax administration.<\/p>\n<div class=\"cta-block\"><p class=\"blog-section-content\">Book a free initial consultation  with our experts.<\/p><a class=\"cta-button\" href=\"https:\/\/www.nexova.ch\/en\/book-a-call\/\">Book a call<\/a><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-qweb-blog-section blog-section\"><div class=\"blog-section-wrap\"><h2 class=\"blog-section-title\">How does VAT apply to vouchers in Switzerland?<\/h2>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1900\" height=\"950\" src=\"https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/04\/Voucher-cutting-1900x950.jpg\" alt=\"\" class=\"wp-image-35476\" style=\"aspect-ratio:2.5\"\/><\/figure>\n\n\n\n<p>The VAT treatment depends entirely on the voucher type. For value vouchers, VAT is due only at redemption. For service vouchers, VAT is due at the point of sale because the payment is treated as an advance for a specific, pre-defined service.<\/p>\n\n\n\n<p>The VAT liability in the case of a value voucher only takes place when it is used or redeemed. Therefore, the <a href=\"https:\/\/www.nexova.ch\/en\/accounting\/value-added-tax-in-switzerland\/\">VAT<\/a> must only be accounted for at the time the service is received or the voucher is redeemed.<\/p>\n\n\n\n<p>In contrast, the sale of service vouchers is an advance payment for a specific service. Therefore, the tax liability arises at the time the voucher is issued for the specific service or when the payment for the voucher is received.<\/p>\n<div class=\"cta-block\"><p class=\"blog-section-content\">Book a free initial consultation  with our experts.<\/p><a class=\"cta-button\" href=\"https:\/\/www.nexova.ch\/en\/book-a-call\/\">Book a call<\/a><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-qweb-blog-section blog-section\"><div class=\"blog-section-wrap\"><h2 class=\"blog-section-title\">How should vouchers be recorded in accounting?<\/h2>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1900\" height=\"950\" src=\"https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/04\/Lady-reporting-notes-1900x950.jpg\" alt=\"\" class=\"wp-image-35477\" style=\"aspect-ratio:2.5\"\/><\/figure>\n\n\n\n<p>Value vouchers and service vouchers require different <a href=\"https:\/\/www.nexova.ch\/en\/financial-accounting\/\">accounting <\/a>treatment because of their distinct VAT timing. The key difference is whether VAT is recorded at the point of sale or at redemption, and what happens if the voucher expires unused.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Accounting of value vouchers<\/h3>\n\n\n\n<p>Value vouchers are an instrument that gives the holder the right to receive goods or services of their choice from the supplier, up to a specified monetary amount. the VAT-relevant exchange of services only takes place when the voucher is redeemed. In the case of a voucher of value, the VAT-relevant exchange of services only takes place when the voucher is redeemed. Therefore, VAT is only to be accounted for at the time the voucher is redeemed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Example calculation:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A wellness resort sells a voucher for CHF 300.00, redeemable for any treatments or services, in October 2024.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The account &#8220;Cash \/ Voucher&#8221; is increased by CHF 300.00.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The voucher is redeemed in April 2026.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The account &#8220;Voucher \/ Revenue&#8221; is increased by CHF 277.52 and the account &#8220;Voucher \/ Output VAT&#8221; is increased by CHF 22.48. (Based on the current standard VAT rate of 8.1%.)<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If the voucher is not redeemed and expires, the account &#8220;Voucher \/ extraordinary income&#8221; is to be increased by CHF 300.00.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Accounting for service vouchers<\/h3>\n\n\n\n<p>In contrast, service vouchers are already specifically defined at the time of purchase. The sale of service vouchers therefore represents an advance payment for a specific service. VAT is already incurred when the voucher is handed over and not only when it is redeemed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Example calculation:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A wellness resort sells a voucher for a massage for two persons (value CHF 300.00) in October 2024.<\/li>\n\n\n\n<li>The account &#8220;Cash \/ Advance payments&#8221; is increased by CHF 277.52 and the account &#8220;Cash \/ Output VAT&#8221; is increased by CHF 22.48. (Based on the current standard VAT rate of 8.1% as of 2026.)<\/li>\n\n\n\n<li>In April 2026, the voucher is redeemed and the account &#8220;Down payments \/ Revenue&#8221; is increased by CHF 277.52.<\/li>\n\n\n\n<li>If the voucher is not redeemed and expires, the account &#8220;Down payments \/ extraordinary income&#8221; must be increased by CHF 277.52 and also the account &#8220;Output VAT \/ extraordinary income&#8221; by CHF 22.48.<\/li>\n<\/ul>\n<div class=\"cta-block\"><p class=\"blog-section-content\">Book a free initial consultation  with our experts.<\/p><a class=\"cta-button\" href=\"https:\/\/www.nexova.ch\/en\/book-a-call\/\">Book a call<\/a><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-qweb-blog-section blog-section\"><div class=\"blog-section-wrap\"><h2 class=\"blog-section-title\">How long are vouchers valid in Switzerland?<\/h2>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1900\" height=\"950\" src=\"https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/04\/Hourglass-1-1900x950.jpg\" alt=\"\" class=\"wp-image-35472\" style=\"aspect-ratio:2.5\"\/><\/figure>\n\n\n\n<p>Under Swiss law, voucher validity is governed by the general limitation periods in the Code of Obligations. Vouchers for everyday goods and services (e.g. restaurant meals, retail purchases) are subject to a five-year limitation period, while those for larger services (e.g. hotel stays, travel) are valid for ten years.<\/p>\n\n\n\n<p>Those who own a voucher usually want to have as long as possible to redeem it. But how long is a voucher valid? The type of voucher determines its characteristics.<\/p>\n\n\n\n<p>According to the law, vouchers for smaller servicessuch as books, food, clothes or restaurant visits expire after 5 years. (<a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/27\/317_321_377\/en#art_128\" target=\"_blank\" rel=\"noopener\">Art. 128 CO<\/a>).<\/p>\n\n\n\n<p>For larger services such as a weekend in a hotel or a trip, the law provides for a limitation period of 10 years. (<a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/27\/317_321_377\/en#art_127\" target=\"_blank\" rel=\"noopener\">Art. 127 CO<\/a>).<\/p>\n\n\n\n<p><a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/27\/317_321_377\/en#art_129\" target=\"_blank\" rel=\"noopener\">Art. 129 CO<\/a> prohibits the contractual shortening of these statutory limitation periods, so any expiry date printed on a voucher that is shorter than the legal minimum may not be enforceable.<\/p>\n<div class=\"cta-block\"><p class=\"blog-section-content\">Book a free initial consultation  with our experts.<\/p><a class=\"cta-button\" href=\"https:\/\/www.nexova.ch\/en\/book-a-call\/\">Book a call<\/a><\/div><\/div><\/section>\n\n\n    <section class=\"wp-block-qweb-blog-conclusion blog-section conclusion\">\n        <div class=\"blog-section-wrap\">\n                            <h2 class=\"blog-section-title\">Get expert help with voucher accounting from Nexova<\/h2>\n            \n                            <figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1080\" height=\"602\" src=\"https:\/\/www.nexova.ch\/wp-content\/uploads\/2026\/02\/Team_Patch_Y2.jpg-1900x1059.jpg\" class=\"nexova-team-img nexova-yellow\" alt=\"Team_Patch_Y2.jpg\" loading=\"lazy\" \/><\/figure>\n            \n            <div class=\"blog-section-content\">\n\n<p>Vouchers have become a growing market in recent years and a valuable tool for customer loyalty. They offer businesses earlier liquidity, fewer product returns and an increased propensity to buy. In addition, a portion of vouchers will inevitably go unredeemed, representing pure profit once the limitation period expires, though businesses must ensure these are correctly accounted for in the balance sheet and income statement.<\/p>\n\n\n\n<p>In August 2021, the Federal Administrative Court revised the case law on the treatment of vouchers and introduced a distinction between value and service vouchers. Value vouchers are unchanged for tax purposes and service vouchers have new rules. This distinction has implications for VAT and the accounting treatment of vouchers.<\/p>\n\n\n\n<p>If you are unsure how to account for vouchers in your company, we <a href=\"https:\/\/www.nexova.ch\/en\/outsource-accounting\/\">Nexova&#8217;s accounting services<\/a> can help you get it right. From correct VAT treatment to <a href=\"https:\/\/www.nexova.ch\/en\/annual-financial-statement\/\">year-end closing entries<\/a> for unredeemed vouchers, we ensure your books are accurate and compliant.<\/p>\n\n<\/div>\n        <\/div>\n    <\/section>\n    \n\n\n<section class=\"wp-block-qweb-blog-faq blog-section faq\"><div class=\"blog-section-wrap\"><h2 class=\"section-title\">FAQ<\/h2><p class=\"tx-large-size\">Answers at a click<\/p><div class=\"blog-faq\"><div class=\"faq-block active\"><div class=\"faq-title\"><h3>What is the difference between a value voucher and a service voucher for VAT purposes?<\/h3><span class=\"plus-ico\"><\/span><\/div><p class=\"faq-text\" style=\"display:block\">A value voucher can be redeemed for unspecified goods or services up to a certain amount, and so VAT is only due when the voucher is redeemed. A service voucher (sometimes called a benefit or performance voucher) is tied to a specific, pre-defined service (e.g. a spa treatment for two), and therefore VAT is due at the point of sale because it is treated as an advance payment.<\/p><\/div><div class=\"faq-block\"><div class=\"faq-title\"><h3>When did the VAT rules for vouchers change in Switzerland?<\/h3><span class=\"plus-ico\"><\/span><\/div><p class=\"faq-text\" style=\"\">In August 2021, the Federal Administrative Court issued a ruling (A-2587\/2020) that introduced a formal distinction between value and service vouchers for VAT purposes. Before this ruling, all vouchers were treated as means of payment with no VAT implications at the time of sale.<\/p><\/div><div class=\"faq-block\"><div class=\"faq-title\"><h3>How long is a voucher valid in Switzerland?<\/h3><span class=\"plus-ico\"><\/span><\/div><p class=\"faq-text\" style=\"\">Under the Swiss Code of Obligations, vouchers for everyday goods and services (food, clothing, restaurant meals) are subject to a five-year limitation period (Art. 128 CO). Vouchers for larger services such as hotel stays or travel are valid for ten years (Art. 127 CO). These statutory periods cannot be shortened by contract (Art. 129 CO).<\/p><\/div><div class=\"faq-block\"><div class=\"faq-title\"><h3>What happens to unredeemed vouchers in accounting?<\/h3><span class=\"plus-ico\"><\/span><\/div><p class=\"faq-text\" style=\"\">Unredeemed vouchers remain as liabilities on the balance sheet until the statutory limitation period expires. Once expired, the amount can be reclassified as extraordinary income in the <a href=\"https:\/\/www.nexova.ch\/en\/annual-financial-statement\/\">annual financial statements.<\/a> For value vouchers, no VAT adjustment is needed. For service vouchers, the VAT already remitted must be reclaimed from the Federal Tax Administration.<\/p><\/div><div class=\"faq-block\"><div class=\"faq-title\"><h3>Do I need to show VAT on a voucher receipt?<\/h3><span class=\"plus-ico\"><\/span><\/div><p class=\"faq-text\" style=\"\"><em>Only for service vouchers. Because VAT is due at the point of sale for service vouchers, the receipt must show the applicable VAT. Value voucher receipts do not need to reference VAT, as the tax only becomes relevant when the voucher is redeemed.<\/em><\/p><\/div><\/div><\/div><\/section>\n\n\n<section class=\"wp-block-qweb-company-review blog-section company-review\">\n\t<div class=\"blog-section-wrap\">\n\t\t<h2 class=\"section-title\">Trusted by over 250 companies<\/h2>\n\t\t<p class=\"tx-large-size\">Discover the diversity of our customers<\/p>\n\t\t<div class=\"q_company_reviews\">\n\t\t\t\t\t\t\t<div class=\"reviews_col\">\n\t\t\t\t\t<div class=\"review_wrap\" style=\"background-color:#eeedf7\">\n\t\t\t\t\t\t<div class=\"review_logo\">\n\t\t\t\t\t\t\t<div class=\"logo_wrap\" style=\"background-color:#7864c8\">\n\t\t\t\t\t\t\t\t<img class=\"img-responsive responsive--  wp-post-image\" title=\"logo image\" src = \"https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/11\/sphero-1.png\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_head\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"avatar\" style=\"background-image:url('https:\/\/www.nexova.ch\/wp-content\/uploads\/2025\/05\/1633271859535.jpeg')\">\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"title\">\n\t\t\t\t\t\t\t\t<div class=\"reviewer\">\n\t\t\t\t\t\t\t\t\tJan Lichtenberg\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"date\">\n\t\t\t\t\t\t\t\t\tCEO, InSphero AG\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_content\">\n\t\t\t\t\t\t\t<p class=\"p1\">As an internationally active biotechnology company that stands for innovation and the highest quality, we work exclusively with partners who meet our high standards. Nexova consistently impresses us with exceptional service quality, robust processes, and an impressive pace. The professional, solution-oriented, and efficient collaboration allows us to fully focus on our core business. Additionally, we would like to highlight the remarkable cost savings of 35% compared to in-house accounting. We particularly appreciate how Nexova quickly understands, develops, and promptly implements complex requirements \u2013 both within Switzerland and at our international subsidiaries. We can wholeheartedly recommend the Nexova team.<\/p>\n<p><!-- notionvc: 62707868-d044-42ae-b6dc-4e1f3e0d388f --><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"read_more\" style=\"opacity:0;pointer-events: none;\">\n\t\t\t\t\t\t\t<span href=\"#\" data-collapse='Read more' data-open='Read less'>Read more<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"reviews_col\">\n\t\t\t\t\t<div class=\"review_wrap\" style=\"background-color:#edf8f5\">\n\t\t\t\t\t\t<div class=\"review_logo\">\n\t\t\t\t\t\t\t<div class=\"logo_wrap\" style=\"background-color:#6ac5ad\">\n\t\t\t\t\t\t\t\t<img class=\"img-responsive responsive--  wp-post-image\" title=\"logo image\" src = \"https:\/\/www.nexova.ch\/wp-content\/uploads\/2024\/10\/learning-lab.png\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_head\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"avatar\" style=\"background-image:url('https:\/\/www.nexova.ch\/wp-content\/uploads\/2024\/10\/Pascal-Willoughby-Petit.jpg')\">\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"title\">\n\t\t\t\t\t\t\t\t<div class=\"reviewer\">\n\t\t\t\t\t\t\t\t\tPascal Willoughby-Petit\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"date\">\n\t\t\t\t\t\t\t\t\tCEO, TheLearning LAB GmbH\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_content\">\n\t\t\t\t\t\t\t<p>Nexova AG offers highly professional accounting services that have significantly enhanced our financial management at Learning Lab. Their team is precise and reactive, always delivering accurate and timely reports while promptly addressing our queries. With Nexova AG\u2019s support, we manage our clients\u2019 accounts and finances more efficiently. We highly recommend Nexova AG for their exceptional accounting services.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"read_more\" style=\"opacity:0;pointer-events: none;\">\n\t\t\t\t\t\t\t<span href=\"#\" data-collapse='Read more' data-open='Read less'>Read more<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"reviews_col\">\n\t\t\t\t\t<div class=\"review_wrap\" style=\"background-color:#fdf4da\">\n\t\t\t\t\t\t<div class=\"review_logo\">\n\t\t\t\t\t\t\t<div class=\"logo_wrap\" style=\"background-color:#fbaf5d\">\n\t\t\t\t\t\t\t\t<img class=\"img-responsive responsive--  wp-post-image\" title=\"logo image\" src = \"https:\/\/www.nexova.ch\/wp-content\/uploads\/2024\/10\/le-cafe.png\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_head\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"avatar\" style=\"background-image:url('https:\/\/www.nexova.ch\/wp-content\/uploads\/2024\/10\/Marco-Burger.jpg')\">\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"title\">\n\t\t\t\t\t\t\t\t<div class=\"reviewer\">\n\t\t\t\t\t\t\t\t\tMarco Burger\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"date\">\n\t\t\t\t\t\t\t\t\tCEO, Le Caf\u00e9 Bar GmbH\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_content\">\n\t\t\t\t\t\t\t<p>For us as a new catering company, it is essential that our trustee understands our specific needs and responds flexibly to our requirements. In Nexova AG, we have found the ideal partner who supports us competently in all fiduciary matters and actively promotes our growth.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"read_more\" style=\"opacity:0;pointer-events: none;\">\n\t\t\t\t\t\t\t<span href=\"#\" data-collapse='Read more' data-open='Read less'>Read more<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"reviews_col\">\n\t\t\t\t\t<div class=\"review_wrap\" style=\"background-color:#EEEDF7\">\n\t\t\t\t\t\t<div class=\"review_logo\">\n\t\t\t\t\t\t\t<div class=\"logo_wrap\" style=\"background-color:#7864c8\">\n\t\t\t\t\t\t\t\t<img class=\"img-responsive responsive--  wp-post-image\" title=\"logo image\" src = \"https:\/\/www.nexova.ch\/wp-content\/uploads\/2024\/02\/buckmann.png\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_head\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"avatar\" style=\"background-image:url('https:\/\/www.nexova.ch\/wp-content\/uploads\/2024\/02\/jorg-buckmann.jpg')\">\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"title\">\n\t\t\t\t\t\t\t\t<div class=\"reviewer\">\n\t\t\t\t\t\t\t\t\tJ\u00f6rg Buckmann\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"date\">\n\t\t\t\t\t\t\t\t\tManaging Director, BUCKMANN GEWINNT+\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_content\">\n\t\t\t\t\t\t\t<p>Uncomplicated or serious? Or is it and? A young, clever team is at work here, offering excellent services, highly uncomplicated and competent. Instead of a prestigious reception, expensive offices and chocolates, there are fast services and competent services. For me as a one-man company, this is exactly what I need.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"read_more\" style=\"opacity:0;pointer-events: none;\">\n\t\t\t\t\t\t\t<span href=\"#\" data-collapse='Read more' data-open='Read less'>Read more<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"reviews_col\">\n\t\t\t\t\t<div class=\"review_wrap\" style=\"background-color:#FFF1F1\">\n\t\t\t\t\t\t<div class=\"review_logo\">\n\t\t\t\t\t\t\t<div class=\"logo_wrap\" style=\"background-color:#FF8E8D\">\n\t\t\t\t\t\t\t\t<img class=\"img-responsive responsive--  wp-post-image\" title=\"logo image\" src = \"https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/11\/arvy-1.png\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_head\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"avatar\" style=\"background-image:url('https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/11\/florian-jauch.jpg')\">\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"title\">\n\t\t\t\t\t\t\t\t<div class=\"reviewer\">\n\t\t\t\t\t\t\t\t\tFlorian Jauch\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"date\">\n\t\t\t\t\t\t\t\t\tCo-Founder, Arvy AG\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_content\">\n\t\t\t\t\t\t\t<p>Arvy AG has found an exceptional partner in Nexova AG. Their very high level of expertise in FINMA-regulated industries ensures that our financial transactions are in safe and competent hands. What sets Nexova apart is their flat-rate pricing structure, which has helped us greatly with budgeting and financial planning. As a company committed to long-term success and integrity in investments, we are very satisfied with the services provided by Nexova AG.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"read_more\" style=\"opacity:0;pointer-events: none;\">\n\t\t\t\t\t\t\t<span href=\"#\" data-collapse='Read more' data-open='Read less'>Read more<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"reviews_col\">\n\t\t\t\t\t<div class=\"review_wrap\" style=\"background-color:#EBF7FC\">\n\t\t\t\t\t\t<div class=\"review_logo\">\n\t\t\t\t\t\t\t<div class=\"logo_wrap\" style=\"background-color:#57B9E3\">\n\t\t\t\t\t\t\t\t<img class=\"img-responsive responsive--  wp-post-image\" title=\"logo image\" src = \"https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/11\/brainie-1.png\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_head\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"avatar\" style=\"background-image:url('https:\/\/www.nexova.ch\/wp-content\/uploads\/2023\/11\/patrick-rissi.jpg')\">\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"title\">\n\t\t\t\t\t\t\t\t<div class=\"reviewer\">\n\t\t\t\t\t\t\t\t\tPatrick Rissi\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"date\">\n\t\t\t\t\t\t\t\t\tCo-Founder, Brainiegroup GmbH\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"review_content\">\n\t\t\t\t\t\t\t<p>For us as an EdTech startup, it is very important that our trustee is as digital and agile as we are. With Nexova AG, we have found the perfect partner who can actively support us in our growth.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"read_more\" style=\"opacity:0;pointer-events: none;\">\n\t\t\t\t\t\t\t<span href=\"#\" data-collapse='Read more' data-open='Read less'>Read more<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t<style>\n\t\tsection.blog-section.company-review{\n\t\t\tpadding-left: 10%;\n\t\t\tpadding-right: 10%;\n\t\t}\n\t\t.blog-section.company-review .section-title{\n\t\t\tmargin-bottom: 0 !important;\n\t\t}\n\t\t.q_company_reviews{\n\t\t\tposition: relative;\n\t\t\tpadding: 0 30px;\n\t\t\tmargin-top: 4em;\n\t\t}\n\t\t.q_company_reviews .slick-list{\n\t\t\toverflow: hidden;\n\t\t}\n\t\t.q_company_reviews .slick-track{\n\t\t\tdisplay: flex;\n\t\t\tgrid-gap: 17px;\n\t\t}\n\t\t.q_company_reviews .slick-arrow{\n\t\t\tposition: absolute;\n\t\t\ttop: calc(50% - 50px);\n\t\t\ttransform: translateY(-50%);\n\t\t\tfont-size: 0;\n\t\t\tborder: none;\n\t\t\tbackground: transparent;\n\t\t}\n\t\t.q_company_reviews .slick-arrow:after{\n\t\t\tfont-family: qicons!important;\n\t\t\tspeak: never;\n\t\t\tfont-style: normal;\n\t\t\tfont-weight: 400;\n\t\t\tfont-variant: normal;\n\t\t\ttext-transform: none;\n\t\t\tline-height: 1;\n\t\t\t-webkit-font-smoothing: antialiased;\n\t\t\tposition: absolute;\n\t\t\tleft: -1.3em;\n\t\t\ttop: calc(50% + 12px);\n\t\t\ttransform: translateY(-50%);\n\t\t\tfont-size: 26px;\n\t\t\tfont-weight: var(--bold);\n\t\t\tcursor: pointer;\n\t\t}\n\t\t.q_company_reviews .slick-prev{\n\t\t\tleft: 30px;\n\t\t}\n\t\t.q_company_reviews .slick-prev:after{\n\t\t\tcontent: \"\\e901\";\n\t\t}\n\t\t.q_company_reviews .slick-next:after{\n\t\t\tcontent: \"\\e902\";\n\t\t}\n\t\t.q_company_reviews .slick-next{\n\t\t\tright: -25px;\n\t\t}\n\t\t.q_company_reviews .slick-dots{\n\t\t\tpadding: 0;\n\t\t\tlist-style: none;\n\t\t\tdisplay: flex;\n\t\t\tjustify-content: center;\n\t\t\tmargin-top: 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8px;\n\t\t\tfont-size: 16px !important;\n\t\t\tfont-weight: var(--regular);\n\t\t\tdisplay: flex;\n\t\t\tflex-direction: column;\n\t\t}\n\t\tsection.blog-section:nth-child(odd) .q_company_reviews .review_wrap{\n\t\t\tbackground: #ffffff !important;\n\t\t}\n\t\t.q_company_reviews .review_logo{\n\t\t\tmargin-bottom: 35px;\n\t\t}\n\t\t.q_company_reviews .logo_wrap{\n\t\t\twidth: 68%;\n\t\t\tmargin: 0 auto;\n\t\t\tpadding: 5px 0;\n\t\t\tborder-radius: 0 0 8px 8px;\n\t\t\tdisplay: flex;\n\t\t\talign-items: center;\n\t\t\tjustify-content: center;\n\t\t}\n\t\t.q_company_reviews .logo_wrap img{\n\t\t\theight: 70px;\n\t\t\twidth: auto;\n\t\t\tdisplay: block;\n\t\t}\n\t\t.q_company_reviews .reviews_col .review_head{\n\t\t\tdisplay: flex;\n\t\t\tmargin-bottom: 17px;\n\t\t\tpadding-bottom: 17px;\n    \t\tborder-bottom: 1px solid rgba(0,0,0,0.15);\n\t\t}\n\t\t.q_company_reviews .review_head .avatar{\n\t\t\twidth: 46px;\n\t\t\tline-height: 0;\n\t\t\theight: 46px;\n\t\t\toverflow: 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